Tuesday, August 10, 2010

Things Change

As a nation and as a community we have seen many changes in the past few years. Changes we may not have anticipated. That was certainly the case at Atlantic Funding Group, my previous business. Having spent 30+ years in the financial services industry, primarily mortgage origination, I had witnessed the industry re-make itself on more than one occasion. I’ve decided not to take part in the current “re-make”.

Having spent 30+ years in the financial services industry, primarily mortgage origination, I have witnessed the industry re-make itself on more than one occasion. I’ve decided not to take part in the current “re-make. I am taking my expertise and success from my past experiences and applying them helping families understand their options regarding their life and health insurance and prepare for a stable retirement.



While originating mortgages I was always involved in a win/win situation. I was able to help my clients attain the dream of home ownership while providing a decent living for my family.

With the drastic downturn and over regulation of the mortgage industry I decided to turn my expertise and success from my past experiences and appl them to helping families understand their options regarding their life and health insurance and prepare for a stable retirement.

Things Change. Sometimes it is hard to get your head around that, but change is inevitable. If you find yourself facing some tough changes here are a few things I have learned:


• Be Open Minded; look at every opportunity. You never know when you might find yourself in the right place at the right time


• Find a new niche; don’t cling to what you’ve always done just because you’ve always done it.


• Don’t be afraid to move forward; take your expertise from your past experiences and apply them to your future.

Where's My voice?

Where do I start? I’ll just tell you my story and if you find yourself relating, then maybe you will jump in and get involved.

I’m 55 years old and have seen things change drastically in our society in my adult life. As a child all adults were my boss and my teachers believed pretty much the same thing as my parents. An undisciplined life brought shame to you and your family and most families had a mom and a dad. And of course, just about everyone went to church or they were embarrassed to admit that they didn’t.

Today it seems like we live in an upside down world. In 2005 37% of all U.S. births were born to unmarried parents. Forty seven percent of adults in their 30’s and 40’s have lived in cohabitating relationships. Forty Three Million unborn babies have lost their lives since the U.S. Supreme Court made Roe v. Wade (and its companion Doe v. Bolton) the law of the land.  As of July 8, 2008, Massachusetts and California permit same-sex couples to marry. California voters took to the polls and passed legislation banning same sex marriage only to have it overturned by one activist judge.  The states of Vermont, Connecticut, New Jersey and New Hampshire offer civil unions.

How did we get here? Is anyone in particular to blame? Can we fix it and how? Well, I have an opinion, so here goes. I believe the church got comfortable. We gorged ourselves on the blessings of God and left the things of the world and society to the undisciplined. As things spiraled down the church was told they didn’t have a place in making the rules of society and many believed it. Now we are left standing alone on the prairie wondering “Where is My Voice?” “Can anyone here me?”

Now is the time to be heard.  Effective citizenship begins with knowledge. Today, Christians need to play an active role in government again like never before.  If we are going to be able to change policy and influence decisions, it is imperative that people of faith become committed to doing what Ronald Reagan called "the hard work of freedom". We are driven by the belief that people of faith have a right and a responsibility to be involved in the world around them. That involvement includes community, social and political action.

Ok, maybe you're not 55 years old and maybe you didn’t live in the “Good Old Days”, maybe you are a young family starting out, and you’re shaking your head wondering what is going on here and what you can do about it.

We are in the heat of a political season right now.  As I type this,  early voting for Florida's primary is in progress.  The results of this primary will determine our candidates for the November election.  This November mid-term election is crucial.  We will not just be choosing candidates, we will be choosing the direction of our country. It will be more than just deciding big government over small government.  It is more than just  choosing whether the public sector will work for the private or whether the private will work for the public.   We will be choosing one world view over another;  Where do our rights come from?  Are we truly "endowed by our creator with certain unalienable rights"  or is it time for a "second bill of rights" as many on the left have called for?  

 Choose wisely; it could be your last opportunity